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No insurance, lots of time: A doctor tries another way | Local

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The direct primary care model may make more financial sense for people who are older or those with chronic conditions who more frequently have cause to visit the doctor. But Garner has patients who feel getting his personal, unhurried attention when they want it is worth the money, even if they go months without seeing him.

Colleen Mahar of Glens Falls, who just turned 66, spends half the year in Florida, where she sees an insurance-based doctor (she’s on Medicare), but she’s still happy to pay Dr. Garner’s fee year-round.

“There’s no doctor for me anyhow, besides Dr. Garner. I’ve been with him for years and years,” she said.

Jason Hupe of Lake Luzerne, who is 41, says he appreciates the quality of medical care he gets from Garner even though, since he’s generally healthy, the quantity is small.

“I consider it a good investment for my health,” he said of the monthly fee.

He started with Garner recently, but his wife, who is a physical therapist, has been seeing him for years.

Garner was already a doctor who took his time, according to his patients.

“He’s very thorough. I’ve just never ever felt rushed,” Mahar said.

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