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Best Family Floater Health Insurance Policy – Forbes Advisor INDIA

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HDFC Ergo Optima Restore Family Plan

HDFC Optima Restore is a family health insurance plan which has a sum insured coverage from INR 3 lakh to INR 50 lakh. The policy provides a multiplier effect on the basic sum insured amount for every claim free year. It also offers discounts up to 10% if one covers their family under the same plan.

Read our HDFC ERGO Health Insurance Review for more details

Care Family Health Insurance

Care Family Health Plan provides comprehensive coverage up to INR 6 crore. It has a huge tie up with 19,000 cashless hospitals. The policy also provides coverage for international treatment costs along with modern and day care treatments.

Read our Care Health Insurance Review for more details.

Royal Sundaram Family Plus Policy

The Royal Sundaram Family Plus is a floater health insurance policy which covers 19 members under the same policy. It offers a unique combination of individual and family floater sum insured in the same policy. The sum insured coverage starts from INR 3 lakh to INR 50 lakh with a huge network of cashless hospitals.

Read our Royal Sundaram Health Insurance Review for more details

Niva Bupa Health Companion Policy

Niva Bupa Health Companion policy offers huge coverage up to INR 1 crore. The good part of this policy is that it does not have any capping on room rent and ICU charges. The individual can cover up to 19 members in the same policy.

Read our Niva Bupa Health Insurance Review for more details.

ICICI Lombard Complete Health Shield plan

ICICI Lombard Complete Health Shield is a family floater policy plan which provides coverage up to INR 50 lakh. There is no restriction on the upper age limit. This plan also covers critical illness conditions such as heart attacks, cancer among others.

Read our ICICI Lombard Health Insurance Review for more details

Tata AIG Medicare Premiere

Tata AIG Medicare Premier is a family floater plan that provides coverage up to INR 50 lakh. The policy offers coverage of accidental death benefit, day care procedures, dental treatments, air ambulance costs and sum insured restoration benefit. One can cover self, spouse, two dependent children with two dependent parents.

Read our Tata AIG Health Insurance review for more details

Bajaj Allianz Family Health Insurance Plan

Bajaj Allianz Family Health Insurance Plan has three different variants which provides coverage up to INR 1 crore. It offers immediate coverage to self, spouse and two dependent children. This plan also provides family and long-term discounts up to 10%.

Read our Bajaj Allianz Health Insurance Review for more details

Star Family Health Optima Insurance Plan

Star Family Health Optima is a family floater insurance policy which provides coverage up to INR 25 lakh. Star Health Insurance has a huge network of 12,000 cashless hospitals. This policy covers room rent and ICU charges, modern treatment, organ donor expenses, maternity and new-born expenses.

Read our Star Health Insurance review for more details.

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